Terms of Service

These Terms of Service ("Terms") govern your access to and use of the services provided by Philip's Table Commodities LTD ("Philip's Table," "we," "us," or "our"), including our website, digital marketplace, and livestock trading platform.

By accessing or using our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use our services.

Philip's Table Commodities LTD is a commodity trading company registered under the Kenyan Companies Act 2015 and operates in compliance with the Directorate of Veterinary Services (DVS), Kenya Meat Commission (KMC), and Kenya Livestock Marketing Council regulations.

Philip's Table operates two distinct business streams:

Account Creation

To access certain features of our services, you must register for an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and update your account information
• Maintain the security of your account credentials
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized access

Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use our services. By registering, you represent and warrant that you meet these requirements.

Verification

We may require additional verification documents (identification, business registration, farm ownership proof) to comply with regulatory requirements and ensure platform integrity.

Buy Now Transactions

• Prices displayed are subject to availability and confirmation
• All sales are subject to health inspection and DVS certification
• Payment terms are specified in the purchase agreement
• Delivery timeframes depend on location and processing requirements

Live Auctions

• Bids are legally binding once placed
• Winning bidders must complete payment within specified timeframes
• Philip's Table reserves the right to reject bids or cancel auctions
• All auction results are final and non-negotiable

Digital ID Tokens

• Tokens represent verified title to physical livestock inventory
• Tokens are for commodity trading purposes only and are not financial securities
• Token holders do not receive profit-sharing, dividends, or financial returns from Philip's Table
• Token transfers are subject to platform fees and verification

Pricing

All prices are quoted in Kenyan Shillings (KES) or British Pounds (GBP) as indicated. Prices may change without notice and are subject to availability.

Payment Methods

We accept payment through approved methods including bank transfer, mobile money, and other payment processors. Payment terms are specified in the purchase agreement.

Transaction Fees

Platform transaction fees apply to marketplace activities. Fee structures are disclosed prior to transaction completion.

Taxes

You are responsible for all applicable taxes, duties, and customs charges associated with your transactions.

All livestock transactions are subject to mandatory health inspection and certification by the Directorate of Veterinary Services (DVS). We ensure:

• Compliance with Kenyan export regulations
• Health screening and disease control measures
• Issuance of official export health certificates
• Processing at Halal-certified facilities (where applicable)

Buyers have the right to inspect livestock prior to final acceptance, subject to agreed-upon terms.

Delivery terms vary based on transaction type and buyer location. Standard arrangements include:

• Farm pickup (buyer arranges transport)
• Delivery to designated collection points
• Export container loading and shipping (international buyers)

Risk of loss transfers according to agreed Incoterms or delivery terms specified in the purchase agreement.

Buyer Cancellations

Cancellation policies vary by transaction type. Auction sales are generally final. Buy Now purchases may be cancelled before processing begins, subject to cancellation fees.

Seller Cancellations

Farmers may not cancel after acceptance of purchase offer except in cases of force majeure or animal mortality (verified by DVS).

Refunds

Refunds are processed within 14 business days of approved cancellation, less any applicable fees or costs incurred.

You agree not to:

• Violate any applicable laws or regulations
• Provide false or misleading information
• Engage in fraudulent transactions or bid manipulation
• Interfere with platform operations or security
• Upload malicious code or attempt unauthorized access
• Harass, abuse, or harm other users
• Use the platform for money laundering or illegal activities
• Misrepresent livestock quality, health, or ownership

Violation of these terms may result in account suspension, termination, and legal action.

All content on our platform, including text, graphics, logos, images, and software, is the property of Philip's Table Commodities LTD or its licensors and is protected by intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.

Service Availability

Our services are provided "as is" and "as available." We do not guarantee uninterrupted or error-free operation of our platform.

No Investment Advice

Philip's Table is not a financial advisor. Information provided on our platform is for informational purposes only and does not constitute investment advice.

Limitation of Liability

To the maximum extent permitted by law, Philip's Table shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount paid by you for the specific transaction giving rise to the claim.

Force Majeure

We are not liable for failure to perform due to circumstances beyond our reasonable control, including natural disasters, disease outbreaks, government actions, or supply chain disruptions.

Governing Law

These Terms are governed by the laws of Kenya. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Kenya.

Arbitration

For commercial disputes exceeding KES 500,000, parties agree to first attempt resolution through mediation. If mediation fails, disputes shall be resolved through arbitration in accordance with the Arbitration Act of Kenya.

We may suspend or terminate your account at any time for violation of these Terms or for any other reason at our discretion. You may terminate your account by contacting us, subject to completion of any pending transactions.

Upon termination, your right to use our services ceases immediately. Provisions regarding intellectual property, disclaimers, and limitations of liability survive termination.

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of our services after changes are posted constitutes acceptance of the modified Terms.